The Indian Institute of Banking and Finance (IIBF) is India’s premier institute in banking and finance education, aiming for professional excellence. Indian Institute of Banking & Finance conducts various banking courses amoung which main courses of IIBF are JAIIB or its equivalent PG Diploma in Banking & Finance (DBF) and CAIIB.
JAIIB (Junior Associate of the Indian Institute of Bankers) aims at providing required level of basic knowledge in banking and financial services, banking technology, customer relations, basic accountancy and legal aspects necessary for carrying out day to day banking operations.

Required Eligibility to Apply for JAIIB Exam
(i) The examination is open only to the ordinary members of the Institute (Any person working in the banking and finance industry can apply to the Institute for membership. Individual membership is available on a life membership basis.
(ii) Candidates must have passed the matriculation examination or its equivalent. The Institute may, however at its discretion, allow any candidate from clerical or supervisory staff cadre of banks to appear at the examination on the recommendation of the Manager of the bank / officer-in-charge of the bank’s office where the candidate is working, even if he/she is not a matriculate or its equivalent.
(iii) Subordinate staff of recognized Banking / Financial Institutions in India, who are members of the Institute, are eligible to appear at the examination, provided they have passed the matriculation examination or its equivalent.
(iv) New members are advised of the examination for which they are eligible to appear while intimating their respective membership numbers.

JAIIB Exam (Junior Associate of the Indian Institute of Bankers) Exam Pattern:
JAIIB consists of 3 papers namely:

(1) Principles & Practices of Banking
(2) Accounting & Finance for Bankers
(3) Legal & Regulatory Aspects of Banking

Questions for the JAIIB Examination will be asked calling for:
(a) Knowledge testing, (b) Conceptual grasp, (c) Analytical / logical exposition, (d) Problem solving (e) Case analysis.

Part Subject Max. Marks Max. Questions Time Alloted
I Principles & Practices of Banking100120 2 hours
IIAccounting & Finance for Bankers100120 2 hours
IIILegal & Regulatory Aspects of Banking100120 2 hours


  • Examination will be conducted in offline as well as online mode in selected centers.
  • Examination will be held on three consecutive Sundays (one paper on each Sunday).
  • Candidates are allowed to attempt the examination either in Hindi or English.
  • NO negative marking for wrong answers.
  • Passing Criteria: Minimum marks for passing every subject – 50 out of 100 marks

Some of the books which can help candidates to prepare for IIBF JAIIB Exam (Junior Associate of the Indian Institute of Bankers) are suggested as below-

Above stated books consists of all the related topics as mentioned above at one place.

We wish our candidates All The Best for the Upcoming Exams and wish them great future ahead!!

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